October Three
October Three helps employers strengthen retirement outcomes by pairing familiar DC principles with modern defined benefit design, actuarial expertise and lifetime income strategy, creating plans that work harder for both the business and its people.
A U.S. defined benefit specialist built for the future of retirement
October Three helps employers strengthen retirement outcomes while managing plan complexity. The firm combines modern defined benefit design, actuarial consulting, defined benefit administration, participant communications, pension risk transfer and plan termination support to help sponsors improve their retirement strategy, reduce risk and create clearer paths forward for both the organization and its employees.
Our Services
October Three supports employers across the full defined benefit lifecycle, from designing modern retirement income strategies to administering plans, managing pension risk and helping sponsors exit legacy obligations when the time is right.
Employee Benefits Solutions
View Details1. Employee Benefits Plan Strategy, Design and Implementation
2. Benefits Communication & Employee Education
Pensions Solutions
View Details1. Pension Scheme Design & Funding Strategy
2. Pension Administration
3. Actuarial Valuations & Governance/Compliance Reporting
4. Risk Transfer & De-risking
5. Actuarial & Pension Administration Software
6. Risk Management Consulting
Clarity for sponsors. Confidence for participants.
Defined benefit plans can be complex, but the decisions around them do not have to feel disconnected or overwhelming. October Three helps employers see the full picture, from plan design and actuarial strategy to administration, communication, risk transfer and termination readiness. Clients choose October Three because the firm understands the details, connects the moving parts and helps sponsors create a better experience for the people their plans are meant to serve.
Retirement plans are ultimately about people. We help employers manage the technical complexity behind the scenes so participants can better understand, value and rely on the benefits they’ve earned.
Connect directly with October Three
Get connected with the right local expert for specific support or coordinated global guidance.